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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,095 | $148,629+30.6% | $135,982+42.7% | $139,487+39.1% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 10.41% | 79.33%-68.9pp | 68.32%-57.9pp | 373.84%-363.4pp |
| Employer contribution / active EE | $16,393 | $5,247+212.5% | $4,859+237.4% | $4,755+244.8% |
| Participant deferral / active EE | $13,557 | $8,102+67.3% | $7,760+74.7% | $6,713+102.0% |
| Admin fee / account holder | $653 | $12,406-94.7% | $10,767-93.9% | $11,407-94.3% |