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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,393 | $91,911-90.9% | $68,612-87.8% | $135,379-93.8% |
| Participation rate | 44.4% | 76.7%-32.3pp | 72.2%-27.8pp | 82.6%-38.2pp |
| Annual return | -26.69% | -8.22%-18.5pp | -4.63%-22.1pp | 519.79%-546.5pp |
| Employer contribution / active EE | $1,226 | $3,924-68.7% | $2,625-53.3% | $4,779-74.3% |
| Participant deferral / active EE | $1,489 | $4,315-65.5% | $3,311-55.0% | $5,609-73.5% |
| Admin fee / account holder | $116 | $9,240-98.7% | $5,131-97.7% | $10,828-98.9% |