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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,235 | $135,956-18.9% | $123,894-11.0% | $273,972-59.8% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 11.10% | 56.63%-45.5pp | 47.52%-36.4pp | 41.46%-30.4pp |
| Employer contribution / active EE | $1,738 | $5,170-66.4% | $4,617-62.4% | $4,869-64.3% |
| Participant deferral / active EE | $7,223 | $6,343+13.9% | $5,984+20.7% | $5,287+36.6% |
| Admin fee / account holder | $4,666 | $9,817-52.5% | $8,357-44.2% | $10,133-54.0% |