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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,960 | $96,643-43.1% | $86,617-36.5% | $139,456-60.6% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 23.74% | 106.57%-82.8pp | 591.91%-568.2pp | 373.45%-349.7pp |
| Employer contribution / active EE | $2,910 | $3,264-10.9% | $3,023-3.8% | $4,753-38.8% |
| Participant deferral / active EE | $8,924 | $4,835+84.6% | $4,437+101.1% | $6,711+33.0% |
| Admin fee / account holder | $1,875 | $6,406-70.7% | $5,613-66.6% | $11,407-83.6% |