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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,801 | $138,114-63.9% | $125,391-60.3% | $134,545-63.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.97% | 750.88%-772.9pp | 572.41%-594.4pp | 418.37%-440.3pp |
| Employer contribution / active EE | $2,856 | $5,246-45.6% | $4,816-40.7% | $4,742-39.8% |
| Participant deferral / active EE | $7,994 | $7,801+2.5% | $7,448+7.3% | $6,401+24.9% |
| Admin fee / account holder | $688 | $11,570-94.1% | $10,009-93.1% | $11,431-94.0% |