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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,809 | $88,702-48.4% | $81,780-44.0% | $145,978-68.6% |
| Participation rate | 80.0% | 75.0%+5.0pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 18.13% | 1029.12%-1011.0pp | 776.27%-758.1pp | 550.52%-532.4pp |
| Employer contribution / active EE | $1,496 | $3,084-51.5% | $2,914-48.7% | $4,662-67.9% |
| Participant deferral / active EE | $12,630 | $4,645+171.9% | $4,321+192.3% | $6,690+88.8% |
| Admin fee / account holder | $740 | $8,414-91.2% | $7,384-90.0% | $13,400-94.5% |