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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $766 | $129,960-99.4% | $104,299-99.3% | $134,545-99.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -24.25% | 42.06%-66.3pp | 24.62%-48.9pp | 418.37%-442.6pp |
| Employer contribution / active EE | $9,324 | $4,186+122.7% | $3,373+176.4% | $4,742+96.6% |
| Participant deferral / active EE | $37,870 | $5,589+577.5% | $4,626+718.7% | $6,401+491.6% |
| Admin fee / account holder | $90,537 | $9,324+871.0% | $7,339+1133.6% | $11,431+692.1% |