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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,653 | $155,840-84.8% | $124,694-81.0% | $167,553-85.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 15.93% | 17.98%-2.0pp | 5144.82%-5128.9pp | 478.89%-463.0pp |
| Employer contribution / active EE | $2,338 | $4,165-43.9% | $3,325-29.7% | $4,840-51.7% |
| Participant deferral / active EE | $7,469 | $5,675+31.6% | $4,615+61.8% | $6,343+17.8% |
| Admin fee / account holder | $1,135 | $9,536-88.1% | $7,495-84.9% | $12,316-90.8% |