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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,103 | $108,911-33.8% | $100,392-28.2% | $145,884-50.6% |
| Participation rate | 91.7% | 83.0%+8.7pp | 81.5%+10.2pp | 80.3%+11.4pp |
| Annual return | 12.44% | 58.23%-45.8pp | 49.45%-37.0pp | 551.85%-539.4pp |
| Employer contribution / active EE | $2,606 | $4,420-41.0% | $3,941-33.9% | $4,662-44.1% |
| Participant deferral / active EE | $7,634 | $8,459-9.8% | $8,090-5.6% | $6,690+14.1% |
| Admin fee / account holder | $3,359 | $9,698-65.4% | $7,904-57.5% | $13,392-74.9% |