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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,030 | $124,175-50.0% | $108,405-42.8% | $167,536-63.0% |
| Participation rate | 88.9% | 82.3%+6.6pp | 80.1%+8.8pp | 82.1%+6.8pp |
| Annual return | 11.96% | 1380.13%-1368.2pp | 905.55%-893.6pp | 478.82%-466.9pp |
| Employer contribution / active EE | $2,029 | $4,188-51.5% | $3,559-43.0% | $4,839-58.1% |
| Participant deferral / active EE | $8,560 | $6,908+23.9% | $6,563+30.4% | $6,342+35.0% |
| Admin fee / account holder | $1,837 | $9,457-80.6% | $7,297-74.8% | $12,315-85.1% |