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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,258 | $138,114-39.0% | $125,391-32.8% | $134,545-37.4% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -13.95% | 750.88%-764.8pp | 572.41%-586.4pp | 418.37%-432.3pp |
| Employer contribution / active EE | $14,235 | $5,246+171.3% | $4,816+195.6% | $4,742+200.2% |
| Participant deferral / active EE | $2,529 | $7,801-67.6% | $7,448-66.1% | $6,401-60.5% |
| Admin fee / account holder | $823 | $11,570-92.9% | $10,009-91.8% | $11,431-92.8% |