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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,478 | $157,304-48.8% | $141,197-43.0% | $152,909-47.4% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 14.20% | 64.34%-50.1pp | 71.41%-57.2pp | 345.46%-331.3pp |
| Employer contribution / active EE | $10,135 | $5,263+92.6% | $4,736+114.0% | $4,764+112.8% |
| Participant deferral / active EE | $2,264 | $7,111-68.2% | $6,710-66.3% | $5,851-61.3% |
| Admin fee / account holder | $1,029 | $12,126-91.5% | $10,265-90.0% | $11,601-91.1% |