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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,369 | $162,136-49.8% | $152,301-46.6% | $154,746-47.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 5.78% | 91.02%-85.2pp | 80.50%-74.7pp | 172.34%-166.6pp |
| Employer contribution / active EE | $11,604 | $4,890+137.3% | $4,624+150.9% | $4,379+165.0% |
| Participant deferral / active EE | $10,323 | $8,341+23.8% | $8,004+29.0% | $6,730+53.4% |
| Admin fee / account holder | $178,311 | $15,759+1031.5% | $14,398+1138.5% | $14,365+1141.3% |