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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,926 | $165,399-25.7% | $149,745-17.9% | $158,982-22.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.04% | 348.34%-334.3pp | 276.72%-262.7pp | 302.99%-288.9pp |
| Employer contribution / active EE | $11,564 | $5,105+126.5% | $4,646+148.9% | $4,763+142.8% |
| Participant deferral / active EE | $9,679 | $7,183+34.8% | $6,843+41.4% | $5,983+61.8% |
| Admin fee / account holder | $1,206 | $10,811-88.8% | $9,312-87.0% | $11,252-89.3% |