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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,793 | $100,811-29.8% | $86,698-18.3% | $134,545-47.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -20.04% | 29.11%-49.2pp | 35.96%-56.0pp | 418.37%-438.4pp |
| Employer contribution / active EE | $11,605 | $3,490+232.5% | $2,837+309.1% | $4,742+144.7% |
| Participant deferral / active EE | $11,050 | $5,339+107.0% | $4,656+137.3% | $6,401+72.6% |
| Admin fee / account holder | $337 | $10,926-96.9% | $7,492-95.5% | $11,431-97.1% |