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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,688 | $124,346-45.6% | $111,308-39.2% | $167,536-59.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.91% | 37.45%-21.5pp | 54.67%-38.8pp | 478.82%-462.9pp |
| Employer contribution / active EE | $7,680 | $3,437+123.4% | $2,732+181.1% | $4,839+58.7% |
| Participant deferral / active EE | $10,676 | $5,182+106.0% | $4,487+137.9% | $6,342+68.3% |
| Admin fee / account holder | $3,236 | $10,621-69.5% | $7,965-59.4% | $12,315-73.7% |