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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,065 | $117,895+3.5% | $102,460+19.1% | $145,897-16.3% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 14.53% | 31.92%-17.4pp | 29.47%-14.9pp | 552.29%-537.8pp |
| Employer contribution / active EE | $8,770 | $3,619+142.3% | $3,025+189.9% | $4,663+88.1% |
| Participant deferral / active EE | $11,806 | $5,736+105.8% | $5,056+133.5% | $6,689+76.5% |
| Admin fee / account holder | $394 | $13,353-97.0% | $9,460-95.8% | $13,390-97.1% |