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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,465 | $82,678+3.4% | $125,391-31.8% | $68,490+24.8% |
| Participation rate | 71.7% | 75.1%-3.4pp | 82.4%-10.7pp | 67.9%+3.8pp |
| Annual return | -18.24% | -5.97%-12.3pp | 572.41%-590.6pp | -7.85%-10.4pp |
| Employer contribution / active EE | $407 | $3,382-88.0% | $4,816-91.6% | $2,597-84.3% |
| Participant deferral / active EE | $9,540 | $6,111+56.1% | $7,448+28.1% | $4,028+136.9% |
| Admin fee / account holder | $342 | $6,277-94.6% | $10,009-96.6% | $5,403-93.7% |