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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,547 | $105,210-11.1% | $159,487-41.3% | $85,851+9.0% |
| Participation rate | 58.3% | 75.8%-17.5pp | 82.8%-24.5pp | 69.3%-11.0pp |
| Annual return | 18.24% | 45.08%-26.8pp | 263.71%-245.5pp | 318.63%-300.4pp |
| Employer contribution / active EE | $687 | $3,319-79.3% | $4,831-85.8% | $2,565-73.2% |
| Participant deferral / active EE | $8,612 | $5,946+44.8% | $7,354+17.1% | $3,952+117.9% |
| Admin fee / account holder | $13,829 | $6,934+99.4% | $10,804+28.0% | $6,261+120.9% |