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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,819 | $165,399-53.0% | $149,745-48.0% | $158,982-51.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.74% | 348.34%-329.6pp | 276.72%-258.0pp | 302.99%-284.2pp |
| Employer contribution / active EE | $173 | $5,105-96.6% | $4,646-96.3% | $4,763-96.4% |
| Participant deferral / active EE | $15,698 | $7,183+118.6% | $6,843+129.4% | $5,983+162.4% |
| Admin fee / account holder | $5,441 | $10,811-49.7% | $9,312-41.6% | $11,252-51.6% |