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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,858 | $157,304-64.5% | $141,197-60.4% | $152,909-63.5% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 27.99% | 64.34%-36.3pp | 71.41%-43.4pp | 345.46%-317.5pp |
| Employer contribution / active EE | $685 | $5,263-87.0% | $4,736-85.5% | $4,764-85.6% |
| Participant deferral / active EE | $11,686 | $7,111+64.3% | $6,710+74.1% | $5,851+99.7% |
| Admin fee / account holder | $2,043 | $12,126-83.2% | $10,265-80.1% | $11,601-82.4% |