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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,313 | $97,732+9.8% | $83,831+28.0% | $135,380-20.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.42% | 1287.56%-1292.0pp | 850.99%-855.4pp | 519.81%-524.2pp |
| Employer contribution / active EE | $7,719 | $4,222+82.8% | $3,631+112.6% | $4,779+61.5% |
| Participant deferral / active EE | $7,000 | $4,683+49.5% | $4,082+71.5% | $5,609+24.8% |
| Admin fee / account holder | $435 | $6,675-93.5% | $5,479-92.1% | $10,828-96.0% |