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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,048 | $71,878-88.8% | $86,698-90.7% | $68,486-88.2% |
| Participation rate | 43.3% | 72.2%-28.9pp | 76.6%-33.3pp | 67.9%-24.6pp |
| Annual return | 0.00% | 3.53%-3.5pp | 35.95%-35.9pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,142 | $2,173-47.5% | $2,837-59.8% | $2,597-56.0% |
| Participant deferral / active EE | $2,478 | $3,779-34.4% | $4,656-46.8% | $4,028-38.5% |
| Admin fee / account holder | $77 | $6,113-98.7% | $7,493-99.0% | $5,404-98.6% |