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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,942 | $85,766+201.9% | $136,298+90.0% | $70,126+269.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.54% | 31.46%-14.9pp | 5156.27%-5139.7pp | 73.15%-56.6pp |
| Employer contribution / active EE | $3,446 | $2,966+16.2% | $4,696-26.6% | $2,343+47.1% |
| Participant deferral / active EE | $16,003 | $5,051+216.8% | $6,247+156.2% | $3,332+380.3% |
| Admin fee / account holder | $3,102 | $5,421-42.8% | $9,244-66.4% | $4,645-33.2% |