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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,771 | $138,078-25.6% | $125,363-18.0% | $134,509-23.6% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -15.48% | 750.49%-766.0pp | 572.15%-587.6pp | 418.13%-433.6pp |
| Employer contribution / active EE | $1,077 | $5,245-79.5% | $4,815-77.6% | $4,741-77.3% |
| Participant deferral / active EE | $2,645 | $7,800-66.1% | $7,447-64.5% | $6,400-58.7% |
| Admin fee / account holder | $1,060 | $11,566-90.8% | $10,005-89.4% | $11,427-90.7% |