Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,746 | $88,324-89.0% | $115,038-91.5% | $55,191-82.3% |
| Participation rate | 49.8% | 72.5%-22.7pp | 81.4%-31.5pp | 69.2%-19.3pp |
| Annual return | 1.61% | 6.30%-4.7pp | 26.14%-24.5pp | 10.78%-9.2pp |
| Employer contribution / active EE | $826 | $2,805-70.6% | $4,608-82.1% | $1,899-56.5% |
| Participant deferral / active EE | $1,590 | $5,042-68.5% | $6,026-73.6% | $3,046-47.8% |
| Admin fee / account holder | $879 | $105+734.4% | $8,175-89.2% | $91+868.6% |