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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,555 | $150,442+30.7% | $136,295+44.2% | $147,585+33.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.08% | 1049.09%-1031.0pp | 5155.97%-5137.9pp | 578.56%-560.5pp |
| Employer contribution / active EE | $20,693 | $5,256+293.7% | $4,695+340.7% | $4,876+324.4% |
| Participant deferral / active EE | $10,675 | $6,630+61.0% | $6,247+70.9% | $5,439+96.3% |
| Admin fee / account holder | $1,533 | $10,905-85.9% | $9,243-83.4% | $10,885-85.9% |