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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,209 | $97,289+64.7% | $92,805+72.6% | $155,188+3.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 15.97% | 29.03%-13.1pp | 31.59%-15.6pp | 148.84%-132.9pp |
| Employer contribution / active EE | $5,643 | $3,632+55.4% | $3,424+64.8% | $4,248+32.8% |
| Participant deferral / active EE | $39,080 | $8,795+344.3% | $8,448+362.6% | $6,531+498.4% |
| Admin fee / account holder | $23,293 | $12,015+93.9% | $10,911+113.5% | $14,480+60.9% |