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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,227 | $108,911+1.2% | $100,392+9.8% | $145,884-24.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 12.43% | 58.23%-45.8pp | 49.45%-37.0pp | 551.85%-539.4pp |
| Employer contribution / active EE | $2,749 | $4,420-37.8% | $3,941-30.2% | $4,662-41.0% |
| Participant deferral / active EE | $19,822 | $8,459+134.3% | $8,090+145.0% | $6,690+196.3% |
| Admin fee / account holder | $761 | $9,698-92.2% | $7,904-90.4% | $13,392-94.3% |