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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,209 | $107,666+48.8% | $102,184+56.8% | $154,746+3.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 15.97% | 29.33%-13.4pp | 31.58%-15.6pp | 172.34%-156.4pp |
| Employer contribution / active EE | $5,643 | $3,846+46.7% | $3,594+57.0% | $4,379+28.9% |
| Participant deferral / active EE | $39,080 | $8,719+348.2% | $8,309+370.3% | $6,730+480.7% |
| Admin fee / account holder | $23,293 | $12,943+80.0% | $11,609+100.7% | $14,365+62.1% |