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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,209 | $100,970+58.7% | $96,576+65.9% | $137,256+16.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 15.97% | 38.16%-22.2pp | 38.47%-22.5pp | 220.34%-204.4pp |
| Employer contribution / active EE | $5,643 | $3,809+48.1% | $3,553+58.8% | $4,156+35.8% |
| Participant deferral / active EE | $39,080 | $8,286+371.6% | $7,956+391.2% | $6,407+510.0% |
| Admin fee / account holder | $23,293 | $11,312+105.9% | $11,381+104.7% | $12,270+89.8% |