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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY9+ years Filed as: MORGAN STANLEY WEALTH MGMT., LLC Service code 26 650 SOUTH EXETER ST., SUITE 1100 · BALTIMORE, MD 21202 | Advisory (Participants) | $42,329 |
NWPS4 years Service code 15 300 E. JOPPA RD., STE 601 · TOWSON, MD 21286 | Recordkeeping | $28,684 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,447 | $54,717+36.1% | $86,216-13.7% | $71,511+4.1% |
| Participation rate | 89.4% | 60.1%+29.3pp | 69.0%+20.5pp | 67.9%+21.5pp |
| Annual return | 17.01% | 20.07%-3.1pp | 1169.42%-1152.4pp | 28.86%-11.8pp |
| Employer contribution / active EE | $0 | $1,267-100.0% | $2,382-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $5,259 | $3,110+69.1% | $3,986+31.9% | $4,291+22.6% |
| Admin fee / account holder | $288 | $1,922-85.0% | $6,853-95.8% | $1,588-81.9% |