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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,484 | $184,014+9.0% | $161,149+24.4% | $138,895+44.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 16.62% | 21.52%-4.9pp | 21.16%-4.5pp | 145.39%-128.8pp |
| Employer contribution / active EE | $9,225 | $5,055+82.5% | $4,360+111.6% | $4,194+119.9% |
| Participant deferral / active EE | $5,061 | $6,909-26.7% | $6,153-17.7% | $6,396-20.9% |
| Admin fee / account holder | $21,626 | $18,027+20.0% | $15,194+42.3% | $12,562+72.2% |