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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,918 | $100,9380% | $90,461+11.6% | $158,982-36.5% |
| Participation rate | 70.0% | 75.0%-5.0pp | 72.7%-2.7pp | 82.0%-12.0pp |
| Annual return | 18.61% | 1727.20%-1708.6pp | 1294.76%-1276.2pp | 302.99%-284.4pp |
| Employer contribution / active EE | $2,830 | $3,691-23.3% | $3,264-13.3% | $4,763-40.6% |
| Participant deferral / active EE | $7,216 | $4,350+65.9% | $3,964+82.0% | $5,983+20.6% |
| Admin fee / account holder | $2,994 | $6,510-54.0% | $5,617-46.7% | $11,252-73.4% |