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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,439 | $90,607-41.0% | $79,467-32.8% | $135,380-60.5% |
| Participation rate | 62.5% | 76.0%-13.5pp | 73.3%-10.8pp | 82.6%-20.1pp |
| Annual return | -4.13% | 977.74%-981.9pp | 718.30%-722.4pp | 519.81%-523.9pp |
| Employer contribution / active EE | $2,516 | $3,068-18.0% | $2,800-10.2% | $4,779-47.4% |
| Participant deferral / active EE | $6,560 | $4,050+61.9% | $3,704+77.1% | $5,609+16.9% |
| Admin fee / account holder | $21,308 | $5,895+261.5% | $5,104+317.5% | $10,828+96.8% |