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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,117 | $54,370-15.2% | $82,763-44.3% | $68,490-32.7% |
| Participation rate | 84.6% | 63.9%+20.7pp | 72.6%+12.1pp | 67.9%+16.7pp |
| Annual return | -22.42% | -13.67%-8.8pp | 702.45%-724.9pp | -7.85%-14.6pp |
| Employer contribution / active EE | $2,668 | $2,219+20.2% | $3,008-11.3% | $2,597+2.7% |
| Participant deferral / active EE | $2,807 | $3,247-13.5% | $4,395-36.1% | $4,028-30.3% |
| Admin fee / account holder | $2,727 | $4,398-38.0% | $5,325-48.8% | $5,403-49.5% |