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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,529 | $138,076-75.0% | $123,553-72.1% | $135,380-74.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.65% | 153.70%-161.3pp | 119.21%-126.9pp | 519.81%-527.5pp |
| Employer contribution / active EE | $1,396 | $5,152-72.9% | $4,628-69.8% | $4,779-70.8% |
| Participant deferral / active EE | $3,071 | $6,800-54.8% | $6,426-52.2% | $5,609-45.2% |
| Admin fee / account holder | $971 | $10,917-91.1% | $9,284-89.5% | $10,828-91.0% |