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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,763 | $135,956-82.5% | $123,894-80.8% | $273,972-91.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.00% | 56.63%-48.6pp | 47.52%-39.5pp | 41.46%-33.5pp |
| Employer contribution / active EE | $2,424 | $5,170-53.1% | $4,617-47.5% | $4,869-50.2% |
| Participant deferral / active EE | $6,338 | $6,343-0.1% | $5,984+5.9% | $5,287+19.9% |
| Admin fee / account holder | $8,736 | $9,817-11.0% | $8,357+4.5% | $10,133-13.8% |