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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,999 | $154,228-19.6% | $145,433-14.7% | $137,256-9.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.70% | 74.59%-59.9pp | 66.58%-51.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $3,652 | $4,804-24.0% | $4,554-19.8% | $4,156-12.1% |
| Participant deferral / active EE | $10,981 | $8,216+33.6% | $7,897+39.0% | $6,407+71.4% |
| Admin fee / account holder | $1,625 | $14,344-88.7% | $13,129-87.6% | $12,270-86.8% |