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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,119 | $156,398-78.2% | $147,318-76.8% | $138,895-75.4% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 16.65% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.7pp |
| Employer contribution / active EE | $536 | $4,853-89.0% | $4,593-88.3% | $4,194-87.2% |
| Participant deferral / active EE | $3,573 | $8,237-56.6% | $7,906-54.8% | $6,396-44.1% |
| Admin fee / account holder | $1,058 | $14,976-92.9% | $13,708-92.3% | $12,562-91.6% |