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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,207 | $105,856-66.7% | $90,161-61.0% | $147,586-76.1% |
| Participation rate | 90.0% | 79.7%+10.3pp | 76.9%+13.1pp | 82.8%+7.2pp |
| Annual return | 17.14% | 37.63%-20.5pp | 34.89%-17.7pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,697 | $4,126-58.9% | $3,318-48.8% | $4,876-65.2% |
| Participant deferral / active EE | $3,545 | $5,733-38.2% | $5,287-32.9% | $5,439-34.8% |
| Admin fee / account holder | $520 | $8,046-93.5% | $5,943-91.2% | $10,886-95.2% |