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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,949 | $209,425-0.2% | $178,499+17.1% | $158,966+31.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.64% | 188.80%-172.2pp | 151.10%-134.5pp | 302.95%-286.3pp |
| Employer contribution / active EE | $2,311 | $5,707-59.5% | $5,011-53.9% | $4,762-51.5% |
| Participant deferral / active EE | $10,245 | $5,955+72.0% | $5,202+96.9% | $5,983+71.2% |
| Admin fee / account holder | $1,654 | $17,078-90.3% | $13,986-88.2% | $11,250-85.3% |