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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,706 | $165,381+10.5% | $149,730+22.0% | $158,966+14.9% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 12.21% | 348.29%-336.1pp | 276.70%-264.5pp | 302.95%-290.7pp |
| Employer contribution / active EE | $1,748 | $5,104-65.7% | $4,645-62.4% | $4,762-63.3% |
| Participant deferral / active EE | $6,216 | $7,182-13.4% | $6,843-9.2% | $5,983+3.9% |
| Admin fee / account holder | $5,609 | $10,809-48.1% | $9,310-39.8% | $11,250-50.1% |