Retirement plan

DIRECTEMPLOYERS 401(K) PLAN

Name: DIRECTEMPLOYERS ASSOCIATION - DIRECTEMPLOYERS 401(K) PLAN (2025) Form 5500
Creator: DIRECTEMPLOYERS ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DIRECTEMPLOYERS 401(K) PLAN, DIRECTEMPLOYERS ASSOCIATION

DIRECTEMPLOYERS ASSOCIATIONEIN 30-0008235Plan #001PY 2025

7602 WOODLAND DRIVE, SUITE 200 - INDIANAPOLIS, IN 46278317-874-9010directemployers.orgLinkedIn51-200 employeeshuman resources

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$11.7M

+24.5% from 2024

Total participants

-1.1% from 2024

Average account balance

$145,764

+26.0% from 2024

Annual return

17.99%

+4.96 pp from 2024

Benchmarks

See 3,374 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants25-99

Cohort3,374 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.66M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$146K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5039

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$403K

$4977 / participant

Other / not subdivided$403K100.0%

% of EOY assets

3.457%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$145,764

$58,848+147.7%

$88,179+65.3%

$82,637+76.4%

Participation rate

84.0%

57.9%+26.1pp

69.1%+14.8pp

68.1%+15.9pp

Annual return

17.99%

22.76%-4.8pp

64.97%-47.0pp

53.51%-35.5pp

Employer contribution / active EE

$4,100

$1,678+144.3%

$2,549+60.8%

$2,552+60.7%

Participant deferral / active EE

$8,340

$3,124+167.0%

$4,614+80.8%

$4,126+102.1%

Admin fee / account holder

$5,039

$4,795+5.1%

$7,673-34.3%

$7,339-31.3%

DIRECTEMPLOYERS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DIRECTEMPLOYERS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion