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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,862 | $129,959-51.6% | $104,301-39.7% | $134,532-53.3% |
| Participation rate | 55.6% | 79.5%-24.0pp | 73.3%-17.7pp | 81.2%-25.7pp |
| Annual return | -13.67% | 42.04%-55.7pp | 24.61%-38.3pp | 418.27%-431.9pp |
| Employer contribution / active EE | $0 | $4,185-100.0% | $3,373-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,732 | $5,589-33.2% | $4,626-19.3% | $6,401-41.7% |
| Admin fee / account holder | $34,072 | $9,325+265.4% | $7,340+364.2% | $11,429+198.1% |