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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,632 | $57,828-0.3% | $117,039-50.8% | $70,126-17.8% |
| Participation rate | 63.0% | 67.1%-4.2pp | 77.2%-14.2pp | 69.5%-6.6pp |
| Annual return | 16.64% | 17.55%-0.9pp | 18.95%-2.3pp | 73.15%-56.5pp |
| Employer contribution / active EE | $1,450 | $1,816-20.2% | $3,785-61.7% | $2,343-38.1% |
| Participant deferral / active EE | $3,204 | $2,438+31.4% | $3,929-18.5% | $3,332-3.8% |
| Admin fee / account holder | $2,240 | $3,548-36.9% | $5,974-62.5% | $4,645-51.8% |