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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,880 | $135,956-85.4% | $123,894-84.0% | $273,972-92.7% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 6.59% | 56.63%-50.0pp | 47.52%-40.9pp | 41.46%-34.9pp |
| Employer contribution / active EE | $2,893 | $5,170-44.0% | $4,617-37.3% | $4,869-40.6% |
| Participant deferral / active EE | $4,654 | $6,343-26.6% | $5,984-22.2% | $5,287-12.0% |
| Admin fee / account holder | $2,000 | $9,817-79.6% | $8,357-76.1% | $10,133-80.3% |