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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,541 | $140,592-87.5% | $123,106-85.8% | $125,388-86.0% |
| Participation rate | 77.8% | 88.2%-10.4pp | 86.8%-9.0pp | 83.2%-5.4pp |
| Annual return | 0.00% | 16.80%-16.8pp | 13.22%-13.2pp | 282.24%-282.2pp |
| Employer contribution / active EE | $13,020 | $6,041+115.5% | $5,151+152.8% | $4,866+167.6% |
| Participant deferral / active EE | $1,124 | $6,980-83.9% | $6,229-82.0% | $5,352-79.0% |
| Admin fee / account holder | $314 | $11,198-97.2% | $9,015-96.5% | $9,541-96.7% |