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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,100 | $102,638+44.3% | $81,982+80.6% | $158,982-6.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 20.63% | 61.05%-40.4pp | 41.31%-20.7pp | 302.99%-282.4pp |
| Employer contribution / active EE | $8,499 | $3,241+162.2% | $2,498+240.2% | $4,763+78.4% |
| Participant deferral / active EE | $6,500 | $4,649+39.8% | $3,722+74.6% | $5,983+8.6% |
| Admin fee / account holder | $393 | $8,237-95.2% | $5,665-93.1% | $11,252-96.5% |