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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,335 | $96,524+14.3% | $75,900+45.4% | $152,909-27.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 18.78% | 33.93%-15.1pp | 30.73%-11.9pp | 345.46%-326.7pp |
| Employer contribution / active EE | $8,553 | $3,311+158.3% | $2,501+242.0% | $4,764+79.5% |
| Participant deferral / active EE | $6,167 | $4,554+35.4% | $3,604+71.1% | $5,851+5.4% |
| Admin fee / account holder | $671 | $8,082-91.7% | $5,421-87.6% | $11,601-94.2% |