Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,147 | $56,484-73.2% | $169,452-91.1% | $64,173-76.4% |
| Participation rate | 32.1% | 64.5%-32.4pp | 77.8%-45.6pp | 69.6%-37.4pp |
| Annual return | -8.29% | -1.55%-6.7pp | 1.83%-10.1pp | 7.63%-15.9pp |
| Employer contribution / active EE | $324 | $1,832-82.3% | $4,157-92.2% | $2,381-86.4% |
| Participant deferral / active EE | $682 | $3,448-80.2% | $5,277-87.1% | $3,470-80.3% |
| Admin fee / account holder | $367 | $4,174-91.2% | $9,110-96.0% | $4,887-92.5% |